When property is damaged due to a sudden, unexpected, or unusual occurrence such as a vehicle accident, hurricane, flood, fire, shipwreck, or earthquake. This would not include gradual damage from water seepage or erosion.
When property is damaged due to a sudden, unexpected, or unusual occurrence such as a vehicle accident, hurricane, flood, fire, shipwreck, or earthquake. This would not include gradual damage from water seepage or erosion.